A home warranty is a vital part of being a homeowner. It protects you from unexpected and costly repairs on your home. This blog post will discuss what a home warranty is, the different types available, and why it is so important to have one. It will also dispel some common myths about home warranties!
How Does One Apply For A Warranty?
A home warranty is a service contract that helps homeowners cover the cost of repairs or replacements on their homes. Most home warranties are purchased when you buy a new home, but they can also be purchased later on. Some real estate agents may even offer to include a home warranty in the purchase agreement of your new home.
There are different types of home warranties, but most cover the major systems in your home, like the plumbing, electrical, and HVAC systems. Some home warranties will also cover appliances like your refrigerator, dishwasher, and washer and dryer. You can usually purchase additional coverage for things like pools and spas.
To get a home warranty, you will need to contact a home warranty company. You also need an insurance quote for your home. The insurance company will give you an idea of what the premium will be for the warranty.
It’s Great If You Don’t Know How To Repair Appliances
If you’re not familiar with home repairs, a home warranty can be a lifesaver. It’s a type of insurance that covers the cost of repairing or replacing major appliances and systems in your home, like your furnace, air conditioner, plumbing, and electrical system.
While most homeowners insurance policies cover damage from fires, floods, and other disasters, they generally don’t cover the cost of repairing or replacing appliances. That’s where a home warranty comes in.
A home warranty is an annual contract that you pay for upfront. In exchange, the home warranty company agrees to repair or replace covered items if they break down due to normal wear and tear.
Most home warranty companies have a network of pre-screened, licensed, and insured contractors that they work with. So, if your air conditioner breaks down in the middle of summer, you can simply call the home warranty company and they’ll send out a contractor to fix it.
It’s Great If Your Budget Is Tight
If your budget is tight, a home warranty can be a great way to protect your home. By getting a warranty, you can have peace of mind knowing that if something goes wrong with your home, you will be covered. In addition, if you have to sell your home, a home warranty can help you sell it faster and for more money. potential buyers will see that you have a warranty and feel more confident in their purchase.
The average cost of a home warranty is between $300 and $600 per year. While this may seem like a lot, it is actually very reasonable when you consider the cost of repairs that can come up. For example, if your furnace breaks down, the repair could easily cost over $1000.
Some Warranties Cover Exterior Cleaning As Well
If you have a home warranty, you may be covered for things like exterior cleaning. This can include power washing your siding or even just cleaning your gutters. This is a great benefit to have because it can help keep your home looking its best and can also prevent damage from occurring. Warranties typically cover normal wear and tear, so if something does happen to your home, you should be covered.
If you’re considering getting a home warranty, make sure to do your research and find one that covers the things that are most important to you. You’ll be glad you did if something goes wrong with your home. A home warranty can give you peace of mind and can save you money in the long run. Make sure to get one today!
Read reviews before you commit your hard-earned money to any home warranty company. The reviews on this site can help you make an informed decision about the best home warranty company for your needs. We only list companies that we would recommend to our own family and friends.
Getting a home warranty is a great way to protect your home, especially if you are not familiar with home repairs. It can also be beneficial if your budget is tight or if you want to sell your home. Make sure to do your research before committing to any one company. Review the companies on this site to help you make an informed decision about which home warranty is right for you.